Most enrollees will face even sharper increases if the ACA’s enhanced premium tax credits expire.
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ACA Insurers Are Raising Premiums by an Estimated 26%, But That’s Not What People Will Pay: Most Enrollees Will See Much Sharper Increases

In a new post, KFF estimates that unsubsidized benchmark silver premiums for Affordable Care Act plans will rise by about 26% in 2026 on average nationally, including state-based exchanges and states relying on Healthcare.gov. Most enrollees would face even sharper increases in what they pay if the ACA’s enhanced premium tax credits expire.   

Read the Quick Take

ACA Marketplace Open Enrollment starts Nov. 1 in most states. Other relevant KFF resources include:

  • 8 Things to Watch for the 2026 ACA Open Enrollment Period
  • ACA Marketplace Premium Payments Would More than Double on Average Next Year if Enhanced Premium Tax Credits Expire
  • FAQs: Health Insurance Marketplace and the ACA

CONTACT:

 

Craig Palosky | 202.654.1369 | CraigP@kff.org 

 

When citing our work, please note our name is KFF, which is our legal operating name. We should be cited as KFF, a nonprofit health policy research, polling, and news organization. We no longer use the name Kaiser Family Foundation. 

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